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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,349 | $87,705-41.5% | $63,517-19.2% | $125,393-59.0% |
| Participation rate | 100.0% | 77.0%+23.0pp | 71.0%+29.0pp | 83.2%+16.8pp |
| Annual return | -0.42% | 21.70%-22.1pp | -70.30%+69.9pp | 282.23%-282.7pp |
| Employer contribution / active EE | $990 | $3,601-72.5% | $2,322-57.3% | $4,866-79.6% |
| Participant deferral / active EE | $2,902 | $3,939-26.3% | $2,953-1.7% | $5,351-45.8% |
| Admin fee / account holder | $639 | $11,948-94.7% | $5,892-89.2% | $9,541-93.3% |