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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,598 | $118,708-92.8% | $98,920-91.3% | $158,982-94.6% |
| Participation rate | 86.7% | 77.8%+8.8pp | 76.0%+10.6pp | 82.0%+4.7pp |
| Annual return | 5.92% | 372.49%-366.6pp | 196.47%-190.6pp | 302.99%-297.1pp |
| Employer contribution / active EE | $1,536 | $3,334-53.9% | $2,689-42.9% | $4,763-67.7% |
| Participant deferral / active EE | $2,541 | $5,089-50.1% | $4,245-40.1% | $5,983-57.5% |
| Admin fee / account holder | $319 | $10,134-96.9% | $6,643-95.2% | $11,252-97.2% |