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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,812 | $116,203-95.0% | $93,621-93.8% | $152,909-96.2% |
| Participation rate | 91.7% | 78.1%+13.6pp | 75.8%+15.8pp | 82.5%+9.2pp |
| Annual return | 17.03% | 35.96%-18.9pp | 32.76%-15.7pp | 345.46%-328.4pp |
| Employer contribution / active EE | $1,867 | $3,219-42.0% | $2,719-31.3% | $4,764-60.8% |
| Participant deferral / active EE | $3,086 | $4,605-33.0% | $4,070-24.2% | $5,851-47.3% |
| Admin fee / account holder | $812 | $10,751-92.5% | $7,890-89.7% | $11,601-93.0% |