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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,649 | $22,602+150.6% | $65,328-13.3% | $75,181-24.6% |
| Participation rate | 56.7% | 63.1%-6.4pp | 64.9%-8.3pp | 67.2%-10.5pp |
| Annual return | 21.06% | 71.13%-50.1pp | 47.39%-26.3pp | 160.69%-139.6pp |
| Employer contribution / active EE | $516 | $941-45.1% | $1,692-69.5% | $2,671-80.7% |
| Participant deferral / active EE | $1,429 | $1,695-15.7% | $2,832-49.5% | $4,126-65.4% |
| Admin fee / account holder | $1,912 | $1,877+1.9% | $4,116-53.5% | $5,650-66.2% |