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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,892 | $44,103-36.8% | $75,826-63.2% | $64,173-56.5% |
| Participation rate | 48.6% | 62.7%-14.2pp | 68.2%-19.6pp | 69.6%-21.0pp |
| Annual return | -7.03% | -4.72%-2.3pp | 1914.15%-1921.2pp | 7.63%-14.7pp |
| Employer contribution / active EE | $378 | $1,446-73.9% | $1,913-80.2% | $2,381-84.1% |
| Participant deferral / active EE | $1,012 | $2,204-54.1% | $2,862-64.7% | $3,470-70.8% |
| Admin fee / account holder | $2,963 | $3,506-15.5% | $4,726-37.3% | $4,887-39.4% |