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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,213 | $145,431+114.0% | $211,142+47.4% | $87,485+255.7% |
| Participation rate | 96.3% | 84.7%+11.5pp | 87.3%+9.0pp | 68.9%+27.4pp |
| Annual return | 15.58% | 27.21%-11.6pp | 46.84%-31.3pp | 26.06%-10.5pp |
| Employer contribution / active EE | $16,392 | $4,662+251.6% | $6,442+154.5% | $2,596+531.4% |
| Participant deferral / active EE | $18,371 | $6,859+167.9% | $9,284+97.9% | $4,274+329.9% |
| Admin fee / account holder | $2,563 | $17,052-85.0% | $19,076-86.6% | $7,775-67.0% |