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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,237 | $138,393+106.8% | $184,256+55.3% | $80,959+253.6% |
| Participation rate | 90.2% | 83.9%+6.3pp | 86.8%+3.4pp | 67.7%+22.5pp |
| Annual return | 15.40% | 20.01%-4.6pp | 28.85%-13.4pp | 35.67%-20.3pp |
| Employer contribution / active EE | $15,497 | $4,847+219.7% | $6,427+141.1% | $2,757+462.1% |
| Participant deferral / active EE | $18,746 | $7,076+164.9% | $9,133+105.3% | $4,300+335.9% |
| Admin fee / account holder | $3,187 | $10,489-69.6% | $13,899-77.1% | $6,925-54.0% |