Retirement plan

RODDA PAINT CO. 401K PLAN

Name: RODDA PAINT CO. - RODDA PAINT CO. 401K PLAN (2018) Form 5500
Creator: RODDA PAINT CO.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RODDA PAINT CO. 401K PLAN, RODDA PAINT CO.

RODDA PAINT CO.EIN 91-1599296Plan #001PY 2018

6107 N MARINE DR - PORTLAND, OR 97203503-521-4352

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$22M

-16.7% from 2017

Total participants

471

-1.3% from 2017

Average account balance

$49,663

-16.1% from 2017

Annual return

-3.18%

-20.59 pp from 2017

Benchmarks

See 1,154 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants250-999

Cohort1,154 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$35.22M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$74K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

477

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.84M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.65%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$65

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 10 of 14 by compensation

Provider	Service type	Compensation
SAGEPOINT FINANCIAL INC1 year Filed as: RESOURCE INVESTMENT ADVSRS Service code 16 · EIN 43-1451524	Consulting	$244,448
INDEPENDENT FINANCIAL PARTNERS4+ years Service code 27 · EIN 59-3331424	Advisory (Plan)	$73,905
AMERICAN UNITED LIFE INSURANCE CO1 year Service code 37 · EIN 35-0145825	Loan Processing	$31,762
PERKINS & CO3 years Filed as: PERKINS & CO. Service code 50 · EIN 93-0928924	Direct Payment	$18,907
MASSACHUSETTS MUTUAL LIFE INS. CO.4+ years Service code 49 · EIN 04-1590850	Other Services	$9,711
AMERICAN FUNDS2 years Service code 52 · EIN 95-1411037	Indirect Investment Fees	$0
BLACKROCK2 years Service code 52 · EIN 13-3806694	Indirect Investment Fees	$0
MORGAN STANLEY SMITH BARNEY2 years Filed as: JP MORGAN Service code 52 · EIN 33-1043149	Indirect Investment Fees	$0
LEGG MASON2 years Service code 52 · EIN 95-2705767	Indirect Investment Fees	$0
MASSACHUSETTS MUTUAL LIFE INS. CO.1 year Filed as: MASSACHUSETTS MUTUAL LIFE INS CO. Service code 60	Sub-TA Fees	$0

Reportable transactions (Schedule G)

1 row

Counterparties on defaulted loans (Part 1), defaulted leases (Part 2), and non-exempt prohibited transactions (Part 3). Presence of any row warrants fiduciary review.

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Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$31K

$84 / participant

Contract admin$9K27.3%
Other / not subdivided$23K72.7%

% of EOY assets

0.143%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: PERKINS & CO.
Auditor EIN: 930928924
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$49,663

$65,223-23.9%

$80,022-37.9%

$55,725-10.9%

Participation rate

92.2%

80.6%+11.7pp

75.8%+16.4pp

70.9%+21.4pp

Annual return

-3.18%

7.59%-10.8pp

11.22%-14.4pp

244.93%-248.1pp

Employer contribution / active EE

$871

$2,544-65.8%

$2,468-64.7%

$2,078-58.1%

Participant deferral / active EE

$2,639

$3,881-32.0%

$3,686-28.4%

$3,356-21.4%

Admin fee / account holder

$71

$114-37.7%

$6,521-98.9%

$115-38.3%

Provider

Service type

Compensation

SAGEPOINT FINANCIAL INC1 year

Filed as: RESOURCE INVESTMENT ADVSRS

Service code 16 · EIN 43-1451524

Consulting

$244,448

INDEPENDENT FINANCIAL PARTNERS4+ years

Service code 27 · EIN 59-3331424

Advisory (Plan)

$73,905

AMERICAN UNITED LIFE INSURANCE CO1 year

Service code 37 · EIN 35-0145825

Loan Processing

$31,762

PERKINS & CO3 years

Filed as: PERKINS & CO.

Service code 50 · EIN 93-0928924

Direct Payment

$18,907

MASSACHUSETTS MUTUAL LIFE INS. CO.4+ years

Service code 49 · EIN 04-1590850

Other Services

$9,711

AMERICAN FUNDS2 years

Service code 52 · EIN 95-1411037

Indirect Investment Fees

BLACKROCK2 years

Service code 52 · EIN 13-3806694

Indirect Investment Fees

MORGAN STANLEY SMITH BARNEY2 years

Filed as: JP MORGAN

Service code 52 · EIN 33-1043149

Indirect Investment Fees

LEGG MASON2 years

Service code 52 · EIN 95-2705767

Indirect Investment Fees

MASSACHUSETTS MUTUAL LIFE INS. CO.1 year

Filed as: MASSACHUSETTS MUTUAL LIFE INS CO.

Service code 60

Sub-TA Fees

RODDA PAINT CO. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Reportable transactions (Schedule G)

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RODDA PAINT CO. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Reportable transactions (Schedule G)

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion