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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,389 | $102,429-23.5% | $147,096-46.7% | $80,925-3.1% |
| Participation rate | 73.2% | 75.9%-2.7pp | 82.2%-9.0pp | 67.7%+5.5pp |
| Annual return | 13.60% | 135.02%-121.4pp | 419.75%-406.2pp | 35.65%-22.1pp |
| Employer contribution / active EE | $3,088 | $3,716-16.9% | $4,936-37.4% | $2,756+12.0% |
| Participant deferral / active EE | $7,788 | $6,649+17.1% | $8,071-3.5% | $4,299+81.2% |
| Admin fee / account holder | $2,026 | $7,957-74.5% | $13,005-84.4% | $6,940-70.8% |