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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,950 | $98,776-44.4% | $149,745-63.3% | $79,856-31.2% |
| Participation rate | 70.8% | 75.8%-5.0pp | 82.5%-11.6pp | 69.6%+1.2pp |
| Annual return | 15.01% | 27.38%-12.4pp | 276.72%-261.7pp | 31.71%-16.7pp |
| Employer contribution / active EE | $2,751 | $3,217-14.5% | $4,646-40.8% | $2,471+11.3% |
| Participant deferral / active EE | $5,956 | $5,681+4.8% | $6,843-13.0% | $3,741+59.2% |
| Admin fee / account holder | $1,383 | $6,053-77.2% | $9,312-85.2% | $5,306-73.9% |