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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,781 | $58,828+261.7% | $78,002+172.8% | $62,881+238.4% |
| Participation rate | 85.0% | 71.1%+13.9pp | 75.5%+9.5pp | 69.3%+15.7pp |
| Annual return | 2.44% | 17.16%-14.7pp | 425.99%-423.6pp | 20.14%-17.7pp |
| Employer contribution / active EE | $2,603 | $1,672+55.7% | $2,470+5.4% | $2,281+14.1% |
| Participant deferral / active EE | $7,461 | $2,686+177.8% | $3,497+113.4% | $3,203+133.0% |
| Admin fee / account holder | $14,528 | $4,393+230.7% | $5,481+165.1% | $4,296+238.2% |