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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,565 | $54,380+250.4% | $68,509+178.2% | $59,633+219.6% |
| Participation rate | 53.8% | 70.2%-16.3pp | 74.7%-20.9pp | 68.7%-14.8pp |
| Annual return | -1.36% | 2.83%-4.2pp | 8.27%-9.6pp | 2041.45%-2042.8pp |
| Employer contribution / active EE | $2,201 | $1,539+43.1% | $2,278-3.4% | $2,203-0.1% |
| Participant deferral / active EE | $6,455 | $2,643+144.2% | $3,382+90.8% | $3,192+102.2% |
| Admin fee / account holder | $6,089 | $3,885+56.7% | $5,275+15.4% | $4,297+41.7% |