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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,466 | $84,685+42.3% | $73,836+63.2% | $125,389-3.9% |
| Participation rate | 46.2% | 76.8%-30.6pp | 73.4%-27.3pp | 83.2%-37.0pp |
| Annual return | -1.50% | 3123.80%-3125.3pp | 2268.06%-2269.6pp | 282.24%-283.7pp |
| Employer contribution / active EE | $1,223 | $3,123-60.8% | $2,787-56.1% | $4,866-74.9% |
| Participant deferral / active EE | $4,391 | $3,993+10.0% | $3,583+22.5% | $5,352-18.0% |
| Admin fee / account holder | $0 | $5,694-100.0% | $4,882-100.0% | $9,541-100.0% |