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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,380 | $92,743-72.6% | $82,744-69.3% | $134,532-81.1% |
| Participation rate | 28.6% | 75.2%-46.6pp | 72.6%-44.0pp | 81.2%-52.7pp |
| Annual return | -16.05% | 946.63%-962.7pp | 702.22%-718.3pp | 418.27%-434.3pp |
| Employer contribution / active EE | $829 | $3,273-74.7% | $3,008-72.4% | $4,741-82.5% |
| Participant deferral / active EE | $1,286 | $4,802-73.2% | $4,395-70.7% | $6,401-79.9% |
| Admin fee / account holder | $1,973 | $5,977-67.0% | $5,325-63.0% | $11,429-82.7% |