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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,641 | $102,663+4.8% | $86,216+24.9% | $139,466-22.8% |
| Participation rate | 39.1% | 74.5%-35.4pp | 69.0%-29.8pp | 80.3%-41.2pp |
| Annual return | 11.85% | 1924.52%-1912.7pp | 1169.42%-1157.6pp | 373.66%-361.8pp |
| Employer contribution / active EE | $964 | $3,035-68.2% | $2,382-59.5% | $4,754-79.7% |
| Participant deferral / active EE | $5,243 | $4,677+12.1% | $3,986+31.5% | $6,712-21.9% |
| Admin fee / account holder | $22,345 | $8,663+157.9% | $6,853+226.0% | $11,409+95.9% |