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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,920 | $50,947+41.2% | $74,551-3.5% | $64,173+12.1% |
| Participation rate | 86.7% | 61.1%+25.6pp | 69.1%+17.5pp | 69.6%+17.1pp |
| Annual return | -6.72% | -1.85%-4.9pp | 32.53%-39.3pp | 7.63%-14.4pp |
| Employer contribution / active EE | $609 | $1,115-45.4% | $1,961-68.9% | $2,381-74.4% |
| Participant deferral / active EE | $3,829 | $2,302+66.4% | $3,108+23.2% | $3,470+10.4% |
| Admin fee / account holder | $4,138 | $4,221-2.0% | $5,059-18.2% | $4,887-15.3% |