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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,791 | $106,923-4.8% | $84,023+21.1% | $152,909-33.4% |
| Participation rate | 41.7% | 75.3%-33.6pp | 69.0%-27.4pp | 82.5%-40.8pp |
| Annual return | 15.55% | 105.02%-89.5pp | 71.32%-55.8pp | 345.46%-329.9pp |
| Employer contribution / active EE | $667 | $2,735-75.6% | $1,984-66.4% | $4,764-86.0% |
| Participant deferral / active EE | $4,492 | $4,013+11.9% | $3,239+38.7% | $5,851-23.2% |
| Admin fee / account holder | $20,168 | $8,289+143.3% | $6,102+230.5% | $11,601+73.9% |