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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,817 | $159,934-64.5% | $147,005-61.4% | $145,959-61.1% |
| Participation rate | 88.2% | 84.0%+4.2pp | 82.2%+6.1pp | 80.3%+8.0pp |
| Annual return | 18.19% | 98.24%-80.1pp | 418.76%-400.6pp | 561.95%-543.8pp |
| Employer contribution / active EE | $2,805 | $5,287-47.0% | $4,934-43.2% | $4,661-39.8% |
| Participant deferral / active EE | $7,359 | $8,427-12.7% | $8,070-8.8% | $6,689+10.0% |
| Admin fee / account holder | $6,162 | $15,053-59.1% | $13,006-52.6% | $13,398-54.0% |