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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,817 | $160,070-64.5% | $147,117-61.4% | $145,897-61.1% |
| Participation rate | 88.2% | 84.0%+4.2pp | 82.2%+6.1pp | 80.3%+7.9pp |
| Annual return | 18.19% | 98.69%-80.5pp | 420.54%-402.3pp | 552.29%-534.1pp |
| Employer contribution / active EE | $2,805 | $5,285-46.9% | $4,932-43.1% | $4,663-39.8% |
| Participant deferral / active EE | $7,359 | $8,419-12.6% | $8,065-8.7% | $6,689+10.0% |
| Admin fee / account holder | $6,162 | $15,035-59.0% | $12,993-52.6% | $13,390-54.0% |