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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,817 | $160,040-64.5% | $147,096-61.4% | $145,877-61.1% |
| Participation rate | 88.2% | 84.0%+4.2pp | 82.2%+6.1pp | 80.3%+7.9pp |
| Annual return | 18.19% | 98.49%-80.3pp | 419.75%-401.6pp | 551.28%-533.1pp |
| Employer contribution / active EE | $2,805 | $5,289-47.0% | $4,936-43.2% | $4,663-39.8% |
| Participant deferral / active EE | $7,359 | $8,429-12.7% | $8,071-8.8% | $6,691+10.0% |
| Admin fee / account holder | $6,162 | $15,050-59.1% | $13,005-52.6% | $13,402-54.0% |