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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,974 | $129,737-3.7% | $119,126+4.9% | $154,746-19.2% |
| Participation rate | 73.3% | 78.9%-5.5pp | 75.8%-2.4pp | 80.7%-7.4pp |
| Annual return | 12.52% | 379.08%-366.6pp | 282.11%-269.6pp | 172.34%-159.8pp |
| Employer contribution / active EE | $664 | $4,375-84.8% | $4,034-83.5% | $4,379-84.8% |
| Participant deferral / active EE | $3,296 | $5,842-43.6% | $5,318-38.0% | $6,730-51.0% |
| Admin fee / account holder | $385 | $11,961-96.8% | $10,693-96.4% | $14,365-97.3% |