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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,710 | $106,280-10.9% | $96,538-1.9% | $139,487-32.1% |
| Participation rate | 71.4% | 77.8%-6.4pp | 74.3%-2.9pp | 80.3%-8.9pp |
| Annual return | 13.39% | 38.48%-25.1pp | 35.74%-22.4pp | 373.84%-360.5pp |
| Employer contribution / active EE | $729 | $4,107-82.3% | $3,740-80.5% | $4,755-84.7% |
| Participant deferral / active EE | $3,602 | $5,457-34.0% | $4,880-26.2% | $6,713-46.3% |
| Admin fee / account holder | $2,159 | $7,888-72.6% | $6,737-68.0% | $11,407-81.1% |