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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,415 | $110,337-3.6% | $102,383+3.9% | $145,877-27.1% |
| Participation rate | 90.9% | 77.9%+13.0pp | 74.5%+16.4pp | 80.3%+10.6pp |
| Annual return | 9.21% | 24.83%-15.6pp | 24.94%-15.7pp | 551.28%-542.1pp |
| Employer contribution / active EE | $779 | $4,216-81.5% | $3,870-79.9% | $4,663-83.3% |
| Participant deferral / active EE | $3,795 | $5,621-32.5% | $5,060-25.0% | $6,691-43.3% |
| Admin fee / account holder | $1,746 | $9,750-82.1% | $8,391-79.2% | $13,402-87.0% |