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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,170 | $127,387-33.9% | $115,038-26.8% | $125,389-32.9% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 6.68% | 31.28%-24.6pp | 26.14%-19.5pp | 282.24%-275.6pp |
| Employer contribution / active EE | $8,291 | $5,166+60.5% | $4,608+79.9% | $4,866+70.4% |
| Participant deferral / active EE | $5,856 | $6,423-8.8% | $6,026-2.8% | $5,352+9.4% |
| Admin fee / account holder | $26,106 | $9,516+174.3% | $8,175+219.3% | $9,541+173.6% |