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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,054 | $176,120-25.6% | $159,487-17.8% | $167,553-21.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 5.18% | 331.95%-326.8pp | 263.71%-258.5pp | 478.89%-473.7pp |
| Employer contribution / active EE | $11,681 | $5,299+120.4% | $4,831+141.8% | $4,840+141.4% |
| Participant deferral / active EE | $10,877 | $7,752+40.3% | $7,354+47.9% | $6,343+71.5% |
| Admin fee / account holder | $8,621 | $12,561-31.4% | $10,804-20.2% | $12,316-30.0% |