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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,144 | $106,280-18.0% | $96,538-9.7% | $139,487-37.5% |
| Participation rate | 36.4% | 77.8%-41.5pp | 74.3%-38.0pp | 80.3%-44.0pp |
| Annual return | 13.81% | 38.48%-24.7pp | 35.74%-21.9pp | 373.84%-360.0pp |
| Employer contribution / active EE | $1,035 | $4,107-74.8% | $3,740-72.3% | $4,755-78.2% |
| Participant deferral / active EE | $3,201 | $5,457-41.3% | $4,880-34.4% | $6,713-52.3% |
| Admin fee / account holder | $16 | $7,888-99.8% | $6,737-99.8% | $11,407-99.9% |