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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,465 | $124,330-15.2% | $109,173-3.4% | $167,536-37.0% |
| Participation rate | 33.3% | 79.5%-46.1pp | 75.9%-42.5pp | 82.1%-48.8pp |
| Annual return | 9.65% | 26.04%-16.4pp | 25.75%-16.1pp | 478.82%-469.2pp |
| Employer contribution / active EE | $1,512 | $4,209-64.1% | $3,723-59.4% | $4,839-68.8% |
| Participant deferral / active EE | $4,047 | $5,256-23.0% | $4,654-13.0% | $6,342-36.2% |
| Admin fee / account holder | $0 | $7,974-100.0% | $6,755-100.0% | $12,315-100.0% |