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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,149 | $107,368-12.3% | $92,915+1.3% | $152,909-38.4% |
| Participation rate | 16.7% | 79.8%-63.1pp | 76.0%-59.3pp | 82.5%-65.8pp |
| Annual return | 19.47% | 145.64%-126.2pp | 109.45%-90.0pp | 345.46%-326.0pp |
| Employer contribution / active EE | $926 | $4,222-78.1% | $3,653-74.7% | $4,764-80.6% |
| Participant deferral / active EE | $3,550 | $4,848-26.8% | $4,238-16.2% | $5,851-39.3% |
| Admin fee / account holder | $10 | $7,082-99.9% | $5,796-99.8% | $11,601-99.9% |