Retirement plan

RICK STEVES' EUROPE, INC. 401K PLAN

Name: RICK STEVES' EUROPE, INC. - RICK STEVES' EUROPE, INC. 401K PLAN (2023) Form 5500
Creator: RICK STEVES' EUROPE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RICK STEVES' EUROPE, INC. 401K PLAN, RICK STEVES' EUROPE, INC.

RICK STEVES' EUROPE, INC.EIN 91-1380831Plan #001PY 2023

130 4TH AVE. NORTH - EDMONDS, WA 98020425-771-8303ricksteves.comLinkedIn51-200 employeesleisure, travel & tourism

Prospect flagsHigh assets / participant

How to read this page

Total assets (EOY)

$43.4M

+14.7% from 2022

Total participants

122

+1.7% from 2022

Average account balance

$355,552

+12.8% from 2022

Annual return

13.80%

+27.37 pp from 2022

Benchmarks

See 1,535 peers

Peer group

Industryany (size+type match)

Plan typeDefined contribution

Cohort1,535 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$47.36M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$376K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

126

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.91M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$27K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.33%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
AMERICAN UNITED LIFE INSURANCE CO3 years Filed as: ONEAMERICA RETIREMENT SERVICES Service code 15 · EIN 46-5378846	Recordkeeping	$13,415
MATRIX TRUST COMPANY3 years Service code 18 · EIN 75-3182674	Float revenue; Custodial (securities)...	$0

Plan features & details

Pension benefit codes2E2F2G2J3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$13K

$136 / participant

Recordkeeping$13K100.0%

% of EOY assets

0.031%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CBIZ CPAS P.C.
Auditor EIN: 431947695
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$355,552

$180,101+97.4%

$121,204+193.4%

Participation rate

100.0%

65.2%+34.8pp

69.5%+30.5pp

Annual return

13.80%

26.77%-13.0pp

987.18%-973.4pp

Employer contribution / active EE

$13,241

$2,353+462.9%

$4,170+217.6%

Participant deferral / active EE

$11,253

$4,104+174.2%

$4,083+175.6%

Admin fee / account holder

$110

$23,406-99.5%

$5,651-98.1%

Provider

Service type

Compensation

AMERICAN UNITED LIFE INSURANCE CO3 years

Filed as: ONEAMERICA RETIREMENT SERVICES

Service code 15 · EIN 46-5378846

Recordkeeping

$13,415

MATRIX TRUST COMPANY3 years

Service code 18 · EIN 75-3182674

Float revenue; Custodial (securities)...

RICK STEVES' EUROPE, INC. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RICK STEVES' EUROPE, INC. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion