Retirement plan

RICK STEVES' EUROPE, INC. 401K PLAN

Name: RICK STEVES' EUROPE, INC. - RICK STEVES' EUROPE, INC. 401K PLAN (2016) Form 5500
Creator: RICK STEVES' EUROPE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RICK STEVES' EUROPE, INC. 401K PLAN, RICK STEVES' EUROPE, INC.

RICK STEVES' EUROPE, INC.EIN 91-1380831Plan #001PY 2016

130 4TH AVE. NORTH - EDMONDS, WA 98020425-771-8303ricksteves.comLinkedIn51-200 employeesleisure, travel & tourism

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$23.9M

+18.8% from 2015

Total participants

142

+13.6% from 2015

Average account balance

$189,715

+10.3% from 2015

Annual return

10.79%

+11.04 pp from 2015

Benchmarks

See 616 peers

Peer group

Industry71 - Arts, Entertainment, and Recreation

Plan typeDefined contribution

Participants100-249

Cohort616 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$47.36M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$376K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

126

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.91M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$27K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.33%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
CONOVER CAPITAL MANAGEMENT1 year Service code 26 11250 KIRKLAND WAY · KIRKLAND, WA 98033	Advisory (Participants)	$12,500
EPIC RETIREMENT PLAN SERVICES1 year Filed as: UNITED RETIREMENT PLAN CONSULTANTS Service code 15 · EIN 25-1759623	Recordkeeping	$10,145

Plan features & details

Pension benefit codes2E2F2G2J3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MAYER HOFFMAN MCCANN PC
Auditor EIN: 431947695
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$189,715

$38,969+386.8%

$109,313+73.6%

$55,167+243.9%

Participation rate

88.1%

58.2%+29.9pp

71.3%+16.9pp

69.0%+19.2pp

Annual return

10.79%

8.26%+2.5pp

22.07%-11.3pp

169.23%-158.4pp

Employer contribution / active EE

$8,482

$1,227+591.5%

$3,892+117.9%

$1,963+332.2%

Participant deferral / active EE

$7,158

$2,176+229.0%

$3,166+126.1%

$3,054+134.4%

Admin fee / account holder

$501-100.0%

$5,666-100.0%

$504-100.0%

Provider

Service type

Compensation

CONOVER CAPITAL MANAGEMENT1 year

Service code 26

11250 KIRKLAND WAY · KIRKLAND, WA 98033

Advisory (Participants)

$12,500

EPIC RETIREMENT PLAN SERVICES1 year

Filed as: UNITED RETIREMENT PLAN CONSULTANTS

Service code 15 · EIN 25-1759623

Recordkeeping

$10,145

RICK STEVES' EUROPE, INC. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

RICK STEVES' EUROPE, INC. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion