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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,988 | $82,674+208.4% | $125,381+103.4% | $68,486+272.3% |
| Participation rate | 91.7% | 75.1%+16.6pp | 82.4%+9.3pp | 67.9%+23.8pp |
| Annual return | -16.29% | -5.97%-10.3pp | 572.31%-588.6pp | -7.85%-8.4pp |
| Employer contribution / active EE | $8,137 | $3,382+140.6% | $4,815+69.0% | $2,597+213.4% |
| Participant deferral / active EE | $10,156 | $6,111+66.2% | $7,448+36.4% | $4,028+152.2% |
| Admin fee / account holder | $8,132 | $6,277+29.5% | $10,007-18.7% | $5,404+50.5% |