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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,167 | $98,766+185.7% | $149,730+88.5% | $79,852+253.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 14.57% | 27.43%-12.9pp | 276.70%-262.1pp | 31.72%-17.2pp |
| Employer contribution / active EE | $8,692 | $3,217+170.2% | $4,645+87.1% | $2,471+251.8% |
| Participant deferral / active EE | $9,393 | $5,681+65.3% | $6,843+37.3% | $3,740+151.1% |
| Admin fee / account holder | $4,836 | $6,052-20.1% | $9,310-48.1% | $5,306-8.9% |