Retirement plan

STOKES LAWRENCE, P.S. 401(K) PROFIT SHARING PLAN

Name: STOKES LAWRENCE, P.S. - STOKES LAWRENCE, P.S. 401(K) PROFIT SHARING PLAN (2015) Form 5500
Creator: STOKES LAWRENCE, P.S.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STOKES LAWRENCE, P.S. 401(K) PROFIT SHARING PLAN, STOKES LAWRENCE, P.S.

STOKES LAWRENCE, P.S.EIN 91-1318835Plan #002PY 2015

1420 FIFTH AVENUE SUITE 3000 - SEATTLE, WA 98101206-626-6000stokeslaw.comLinkedIn51-200 employeeslaw practice

Prospect flagsHigh feesFailed to transmit contributions

How to read this page

Total assets (EOY)

$22.1M

No prior year

Total participants

124

No prior year

Average account balance

$180,058

No prior year

Annual return

0.01%

No prior year

Benchmarks

See 22,773 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort22,773 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$60.00M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$397K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

151

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.13M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$28K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.88%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$85

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
USI CONSULTING GROUP1+ years Filed as: KIBBLE AND PRENTICE Service code 27 · EIN 91-1176315	Advisory (Plan)	$20,000
CLARK NUBER1+ years Filed as: CLARK NUBER P.S. Service code 10 · EIN 91-1194016	Accounting	$16,087
PRUDENTIAL RETIREMENT INSURANCE AND1+ years Service code 13 · EIN 06-1050034	Contract Administrator	$1,748
PRUDENTIAL RETIREMENT INSURANCE AND1+ years Filed as: PRUDENTIAL INVESTMENT MANAGEMENT SE Service code 71 · EIN 13-4122960	Brokerage Fees	$21

Plan features & details

Pension benefit codes2F2E2G2J2D3D2R2T2S

Plan features

2D
Offset plan
Plan benefits are subject to offset for retirement benefits provided in another plan or arrangement of the employer.
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$38K

$430 / participant

Other / not subdivided$38K100.0%

% of EOY assets

0.171%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CLARK NUBER, P.S.
Auditor EIN: 911194016
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$180,058

$72,177+149.5%

$115,038+56.5%

$59,633+201.9%

Participation rate

98.9%

72.6%+26.3pp

81.4%+17.5pp

68.7%+30.2pp

Annual return

0.01%

12.02%-12.0pp

26.14%-26.1pp

2041.45%-2041.4pp

Employer contribution / active EE

$10,407

$2,841+266.3%

$4,608+125.9%

$2,203+372.5%

Participant deferral / active EE

$9,155

$4,783+91.4%

$6,026+51.9%

$3,192+186.8%

Admin fee / account holder

$308

$4,927-93.8%

$8,175-96.2%

$4,297-92.8%

Provider

Service type

Compensation

USI CONSULTING GROUP1+ years

Filed as: KIBBLE AND PRENTICE

Service code 27 · EIN 91-1176315

Advisory (Plan)

$20,000

CLARK NUBER1+ years

Filed as: CLARK NUBER P.S.

Service code 10 · EIN 91-1194016

Accounting

$16,087

PRUDENTIAL RETIREMENT INSURANCE AND1+ years

Service code 13 · EIN 06-1050034

Contract Administrator

$1,748

PRUDENTIAL RETIREMENT INSURANCE AND1+ years

Filed as: PRUDENTIAL INVESTMENT MANAGEMENT SE

Service code 71 · EIN 13-4122960

Brokerage Fees

$21

STOKES LAWRENCE, P.S. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STOKES LAWRENCE, P.S. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion