Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,923 | $198,217-85.4% | $114,563-74.8% | - |
| Participation rate | 38.4% | 59.1%-20.7pp | 72.9%-34.5pp | - |
| Annual return | 18.97% | 9.45%+9.5pp | 241.09%-222.1pp | - |
| Employer contribution / active EE | -$9 | $1,858-100.5% | $2,592-100.3% | - |
| Participant deferral / active EE | $2,381 | $3,727-36.1% | $4,142-42.5% | - |
| Admin fee / account holder | $4,392 | $27,022-83.7% | $7,623-42.4% | - |