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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,949 | $104,664-62.8% | $85,693-54.5% | $167,518-76.7% |
| Participation rate | 90.0% | 76.4%+13.6pp | 69.9%+20.1pp | 82.1%+7.9pp |
| Annual return | 8.50% | 21.45%-13.0pp | 21.49%-13.0pp | 478.71%-470.2pp |
| Employer contribution / active EE | $2,813 | $3,337-15.7% | $2,618+7.5% | $4,838-41.9% |
| Participant deferral / active EE | $1,728 | $4,824-64.2% | $3,923-56.0% | $6,342-72.8% |
| Admin fee / account holder | $1,155 | $10,032-88.5% | $6,874-83.2% | $12,312-90.6% |