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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,597 | $96,491-66.2% | $75,894-57.0% | $152,885-78.7% |
| Participation rate | 85.7% | 76.2%+9.5pp | 69.3%+16.4pp | 82.5%+3.3pp |
| Annual return | 11.70% | 33.98%-22.3pp | 30.76%-19.1pp | 345.39%-333.7pp |
| Employer contribution / active EE | $2,726 | $3,310-17.6% | $2,501+9.0% | $4,763-42.8% |
| Participant deferral / active EE | $1,927 | $4,553-57.7% | $3,603-46.5% | $5,851-67.1% |
| Admin fee / account holder | $454 | $8,079-94.4% | $5,420-91.6% | $11,598-96.1% |