Retirement plan

COWLITZ INDIAN TRIBE 401K PLAN

Name: COWLITZ INDIAN TRIBE - COWLITZ INDIAN TRIBE 401K PLAN (2017) Form 5500
Creator: COWLITZ INDIAN TRIBE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COWLITZ INDIAN TRIBE 401K PLAN, COWLITZ INDIAN TRIBE

COWLITZ INDIAN TRIBEEIN 91-1265477Plan #001PY 2017

P.O. BOX 2006 - LONGVIEW, WA 98632360-864-8720cowlitz.orgLinkedIn201-500 employeesgovernment administration

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$4.7M

+33.9% from 2016

Total participants

188

+18.2% from 2016

Average account balance

$25,151

+10.4% from 2016

Annual return

17.27%

+7.51 pp from 2016

Benchmarks

See 5,167 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,167 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$15.92M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$32K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

498

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.95M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.24%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$200

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
JOHN HANCOCK LIFE INSURANCE COMPANY1 year Filed as: SIGNATOR INVESTORS INC. Service code 55	Other Commissions	$15,635
GREAT-WEST LIFE & ANNUITY INSURANCE3+ years Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$11,915
PROFESSIONAL BENEFIT SERVICES3+ years Filed as: PROFESSIONAL BENEFIT SERVICES, INC Service code 13 · EIN 93-0998477 1193 ROYVONNE AVE SE · SALEM, OH 97302	Contract Administrator	$2,805
GREAT-WEST LIFE & ANNUITY INSURANCE2 years Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 RETIREMENT ADVISORY SERVICES · GREENWOOD VILLAGE, CO 80111	Investment Management	$874
MORNINGSTAR3+ years Filed as: MORNINGSTAR INC. MORNINGSTAR ASSOC Service code 99 5904 PAYSPHERE CIRCLE · CHICAGO, IL 60674	Other Fees	$781
JOHN HANCOCK LIFE INSURANCE COMPANY2 years Filed as: SIGNATOR INVESTORS, INC. Service code 55 197 CLARENDON ST · BOSTON, MA 02116	Other Commissions	$0

Plan features & details

Pension benefit codes2E2F2J2K3D2G

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$16K

$103 / participant

Investment mgmt$4K23.3%
Contract admin$12K76.7%

% of EOY assets

0.330%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MOSS ADAMS, LLP
Auditor EIN: 910189318
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$25,151

$55,453-54.6%

$170,435-85.2%

$62,293-59.6%

Participation rate

100.0%

66.4%+33.6pp

83.6%+16.4pp

69.5%+30.5pp

Annual return

17.27%

21.38%-4.1pp

205.94%-188.7pp

28.90%-11.6pp

Employer contribution / active EE

$2,896

$2,164+33.8%

$5,432-46.7%

$2,042+41.8%

Participant deferral / active EE

$2,588

$2,303+12.4%

$4,939-47.6%

$3,169-18.3%

Admin fee / account holder

$83

$455-81.8%

$13,881-99.4%

$479-82.7%

Provider

Service type

Compensation

JOHN HANCOCK LIFE INSURANCE COMPANY1 year

Filed as: SIGNATOR INVESTORS INC.

Service code 55

Other Commissions

$15,635

GREAT-WEST LIFE & ANNUITY INSURANCE3+ years

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$11,915

PROFESSIONAL BENEFIT SERVICES3+ years

Filed as: PROFESSIONAL BENEFIT SERVICES, INC

Service code 13 · EIN 93-0998477

1193 ROYVONNE AVE SE · SALEM, OH 97302

Contract Administrator

$2,805

GREAT-WEST LIFE & ANNUITY INSURANCE2 years

Filed as: EMPOWER RETIREMENT ADVISORY SERVICE

Service code 28

8515 RETIREMENT ADVISORY SERVICES · GREENWOOD VILLAGE, CO 80111

Investment Management

$874

MORNINGSTAR3+ years

Filed as: MORNINGSTAR INC. MORNINGSTAR ASSOC

Service code 99

5904 PAYSPHERE CIRCLE · CHICAGO, IL 60674

Other Fees

$781

JOHN HANCOCK LIFE INSURANCE COMPANY2 years

Filed as: SIGNATOR INVESTORS, INC.

Service code 55

197 CLARENDON ST · BOSTON, MA 02116

Other Commissions

COWLITZ INDIAN TRIBE 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COWLITZ INDIAN TRIBE 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion