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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,861 | $135,956+134.5% | $123,894+157.4% | $273,972+16.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 6.78% | 56.63%-49.8pp | 47.52%-40.7pp | 41.46%-34.7pp |
| Employer contribution / active EE | $10,977 | $5,170+112.3% | $4,617+137.8% | $4,869+125.5% |
| Participant deferral / active EE | $12,854 | $6,343+102.7% | $5,984+114.8% | $5,287+143.1% |
| Admin fee / account holder | $3,910 | $9,817-60.2% | $8,357-53.2% | $10,133-61.4% |