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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,736 | $138,076+189.5% | $123,553+223.5% | $135,380+195.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -4.25% | 153.70%-158.0pp | 119.21%-123.5pp | 519.81%-524.1pp |
| Employer contribution / active EE | $9,208 | $5,152+78.7% | $4,628+99.0% | $4,779+92.7% |
| Participant deferral / active EE | $15,613 | $6,800+129.6% | $6,426+143.0% | $5,609+178.3% |
| Admin fee / account holder | $7,940 | $10,917-27.3% | $9,284-14.5% | $10,828-26.7% |