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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,477 | $85,024+32.3% | $70,544+59.4% | $139,466-19.4% |
| Participation rate | 87.0% | 73.9%+13.0pp | 68.4%+18.6pp | 80.3%+6.6pp |
| Annual return | 17.33% | 30.39%-13.1pp | 32.79%-15.5pp | 373.66%-356.3pp |
| Employer contribution / active EE | $2,413 | $3,912-38.3% | $2,976-18.9% | $4,754-49.2% |
| Participant deferral / active EE | $6,068 | $5,891+3.0% | $4,568+32.8% | $6,712-9.6% |
| Admin fee / account holder | $2,023 | $8,928-77.3% | $6,427-68.5% | $11,409-82.3% |