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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,302 | $102,638-25.7% | $81,982-6.9% | $158,982-52.0% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 14.98% | 61.05%-46.1pp | 41.31%-26.3pp | 302.99%-288.0pp |
| Employer contribution / active EE | $1,690 | $3,241-47.9% | $2,498-32.4% | $4,763-64.5% |
| Participant deferral / active EE | $5,201 | $4,649+11.9% | $3,722+39.7% | $5,983-13.1% |
| Admin fee / account holder | $1,641 | $8,237-80.1% | $5,665-71.0% | $11,252-85.4% |