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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,117 | $104,694-17.7% | $85,709+0.5% | $167,536-48.6% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 10.59% | 21.45%-10.9pp | 21.49%-10.9pp | 478.82%-468.2pp |
| Employer contribution / active EE | $0 | $3,337-100.0% | $2,619-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $5,269 | $4,826+9.2% | $3,924+34.3% | $6,342-16.9% |
| Admin fee / account holder | $3,003 | $10,035-70.1% | $6,876-56.3% | $12,315-75.6% |