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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,301 | $90,530+27.4% | $76,030+51.7% | $145,897-21.0% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 13.33% | 625.08%-611.8pp | 361.54%-348.2pp | 552.29%-539.0pp |
| Employer contribution / active EE | $2,256 | $3,319-32.0% | $2,688-16.1% | $4,663-51.6% |
| Participant deferral / active EE | $6,255 | $5,164+21.1% | $4,257+46.9% | $6,689-6.5% |
| Admin fee / account holder | $5,860 | $8,383-30.1% | $6,421-8.7% | $13,390-56.2% |