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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,952 | $124,980+32.8% | $108,359+53.2% | $154,746+7.2% |
| Participation rate | 85.7% | 75.2%+10.5pp | 70.1%+15.6pp | 80.7%+5.0pp |
| Annual return | 20.22% | 45.00%-24.8pp | 36.89%-16.7pp | 172.34%-152.1pp |
| Employer contribution / active EE | $3,402 | $2,851+19.4% | $2,399+41.8% | $4,379-22.3% |
| Participant deferral / active EE | $8,317 | $4,743+75.4% | $4,137+101.0% | $6,730+23.6% |
| Admin fee / account holder | $6,712 | $11,502-41.6% | $9,741-31.1% | $14,365-53.3% |