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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,826 | $59,819+90.3% | $79,583+43.0% | $68,490+66.2% |
| Participation rate | 48.1% | 61.1%-12.9pp | 69.5%-21.3pp | 67.9%-19.7pp |
| Annual return | -18.72% | -12.30%-6.4pp | 0.16%-18.9pp | -7.85%-10.9pp |
| Employer contribution / active EE | $1,844 | $1,505+22.5% | $2,414-23.6% | $2,597-29.0% |
| Participant deferral / active EE | $4,172 | $3,025+37.9% | $3,986+4.7% | $4,028+3.6% |
| Admin fee / account holder | $175 | $4,835-96.4% | $6,835-97.4% | $5,403-96.8% |