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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,425 | $111,785+31.9% | $93,669+57.4% | $145,877+1.1% |
| Participation rate | 84.2% | 74.2%+10.0pp | 68.7%+15.5pp | 80.3%+3.9pp |
| Annual return | 12.49% | 203.79%-191.3pp | 133.59%-121.1pp | 551.28%-538.8pp |
| Employer contribution / active EE | $3,340 | $3,096+7.9% | $2,424+37.8% | $4,663-28.4% |
| Participant deferral / active EE | $7,653 | $4,919+55.6% | $4,416+73.3% | $6,691+14.4% |
| Admin fee / account holder | $1,635 | $10,256-84.1% | $8,291-80.3% | $13,402-87.8% |