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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,977 | $93,346+153.9% | $71,796+230.1% | $273,972-13.5% |
| Participation rate | 42.9% | 76.5%-33.7pp | 69.1%-26.3pp | 83.0%-40.2pp |
| Annual return | 6.40% | 130.39%-124.0pp | 78.04%-71.6pp | 41.46%-35.1pp |
| Employer contribution / active EE | $2,302 | $2,733-15.8% | $1,924+19.6% | $4,869-52.7% |
| Participant deferral / active EE | $4,444 | $3,475+27.9% | $2,794+59.0% | $5,287-16.0% |
| Admin fee / account holder | $0 | $6,571-100.0% | $4,815-100.0% | $10,133-100.0% |