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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,752 | $99,652+202.8% | $78,778+283.0% | $147,586+104.5% |
| Participation rate | 33.3% | 76.2%-42.9pp | 69.2%-35.9pp | 82.8%-49.5pp |
| Annual return | 20.64% | 47.28%-26.6pp | 35.62%-15.0pp | 578.59%-558.0pp |
| Employer contribution / active EE | $1,820 | $2,796-34.9% | $1,986-8.3% | $4,876-62.7% |
| Participant deferral / active EE | $3,468 | $3,664-5.3% | $2,958+17.2% | $5,439-36.2% |
| Admin fee / account holder | $0 | $7,155-100.0% | $5,134-100.0% | $10,886-100.0% |