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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,211 | $114,712+207.0% | $173,730+102.7% | $87,485+302.6% |
| Participation rate | 75.7% | 73.0%+2.7pp | 79.6%-3.9pp | 68.9%+6.7pp |
| Annual return | 13.59% | 20.18%-6.6pp | 19.96%-6.4pp | 26.06%-12.5pp |
| Employer contribution / active EE | $1,881 | $2,904-35.2% | $4,577-58.9% | $2,596-27.6% |
| Participant deferral / active EE | $8,516 | $4,642+83.5% | $6,326+34.6% | $4,274+99.3% |
| Admin fee / account holder | $6,596 | $10,210-35.4% | $17,523-62.4% | $7,775-15.2% |