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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,031 | $54,763+261.6% | $90,324+119.2% | $72,976+171.4% |
| Participation rate | 69.7% | 65.2%+4.5pp | 73.3%-3.6pp | 69.5%+0.2pp |
| Annual return | 19.01% | 30.63%-11.6pp | 78.15%-59.1pp | 81.02%-62.0pp |
| Employer contribution / active EE | $1,041 | $2,093-50.3% | $2,856-63.5% | $2,440-57.3% |
| Participant deferral / active EE | $4,849 | $2,887+68.0% | $3,885+24.8% | $3,608+34.4% |
| Admin fee / account holder | $1,831 | $3,973-53.9% | $5,356-65.8% | $5,124-64.3% |