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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,935 | $101,778+199.6% | $164,975+84.8% | $80,925+276.8% |
| Participation rate | 75.0% | 71.8%+3.2pp | 78.6%-3.6pp | 67.7%+7.3pp |
| Annual return | 13.87% | 16.73%-2.9pp | 70.12%-56.3pp | 35.65%-21.8pp |
| Employer contribution / active EE | $1,671 | $2,954-43.4% | $4,343-61.5% | $2,756-39.4% |
| Participant deferral / active EE | $7,476 | $4,477+67.0% | $6,033+23.9% | $4,299+73.9% |
| Admin fee / account holder | $1,357 | $8,221-83.5% | $12,688-89.3% | $6,940-80.4% |