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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,732 | $96,388+110.3% | $80,627+151.4% | $139,466+45.4% |
| Participation rate | 66.7% | 73.6%-7.0pp | 67.0%-0.3pp | 80.3%-13.7pp |
| Annual return | 10.43% | 1352.08%-1341.6pp | 936.76%-926.3pp | 373.66%-363.2pp |
| Employer contribution / active EE | $0 | $3,260-100.0% | $2,723-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $12,605 | $5,224+141.3% | $4,443+183.7% | $6,712+87.8% |
| Admin fee / account holder | $28,456 | $6,603+331.0% | $5,381+428.9% | $11,409+149.4% |