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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,144 | $93,124+74.1% | $77,100+110.3% | $134,545+20.5% |
| Participation rate | 55.6% | 74.5%-18.9pp | 67.9%-12.4pp | 81.2%-25.7pp |
| Annual return | -12.42% | 62.68%-75.1pp | 42.35%-54.8pp | 418.37%-430.8pp |
| Employer contribution / active EE | $1,363 | $3,421-60.2% | $2,815-51.6% | $4,742-71.3% |
| Participant deferral / active EE | $11,669 | $5,242+122.6% | $4,430+163.4% | $6,401+82.3% |
| Admin fee / account holder | $89,985 | $6,970+1191.0% | $5,443+1553.1% | $11,431+687.2% |